With an ever growing need for credit, risk management should be an integral part of every registered credit provider in South Africa in order to ensure sustainability in the credit lending industry. An overwhelming demand for unsecured loans and equally overwhelming default rates also forced lenders to apply greater focus to credit and risk assessment.

  • Qualification: National Certificate in Banking
  • NQF Level: 5
  • Credits: 131
  • Duration: 12 months


  • Determine the banking-related financial needs of a business
  • Provide sales related services within the banking sector
  • Assess the viability of a business banking opportunity
  • Prepare a banking related business credit proposal for the relevant authority
  • Assess and finalise credit application for corporate, club, association or trust in a banking environment