This learnership is aimed at equipping learners with the tools to function effectively as a micro finance officer in a MFI whether they are already employed in or wanting to be employed in the micro finance field. Upon successfully completion the learner will be competent to handle all aspects of the loan cycle from dealing with an application, through processing the loan disbursement to handling repayments.

Qualification: National Certificate in Microfinance

  • NQF Level: 3
  • Credits: 121
  • Duration: 12 months


  • Demonstrate an understanding of the target market
  • Demonstrate understanding of employment relations in an organisation
  • Calculate the repayment ability and assess the credit risk of potential clients
  • Collect and manage loans
  • Develop and implement credit policies, procedures and control systems
  • Understand the legal, ethical and professional needs of the micro-finance industry
  • Counsel customers in a micro-finance environment
  • Recommend the financing decision and pay out the loan
  • Understand Micro-Finance Business Principles
  • Fundamentals in Communications
  • Numeracy Skills