Skills Programme: Credit and Risk Management
Credit risk in the lending industry occurs as a result of over extension of consumers i.e. inaccurate risk assessment, unrealistic repayments and inaccurate client information.
Part Qualification: National Certificate in Banking
NQF: Level 5
Length: 7 Months
Loan officers need to realise the importance of managing the risk involved in lending money, and this is exactly what this skills programme aims to achieve. This skills programme addresses the BANKSETA’s recognition of a need for skills training in specialist finance and will contribute 73 credits towards a National Certificate in Banking at NQF Level 5.
|7345||Determine the banking-related financial needs of a business||20|
|7356||Provide sales related services within the banking sector||15|
|15236||Apply financial analysis||4|
|10045||Identify product features, advantages and benefits to the customer||10|
|7347||Structure a financial solution to meet a business banking need||16|
|7396||Present a banking-related financial solution to a business client for consideration||8|