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Risk Management in a banking environment

Credit risk arises from the potential that a borrower or counterparty will fail to perform on an obligation.


Part Qualification: National Certificate in Banking (ID: 20186)

NQF: Level 5
Credits: 30
Length: 2 Months

For most banks, loans are the largest and most obvious source of credit risk. However, there are other sources of credit risk both on and off the balance sheet. Off-balance sheet items include letters of credit unfunded loan commitments and lines of credit. Other products, activities, and services that expose a bank to credit risk are credit derivatives, foreign exchange, and cash management services.

The purpose of this programme is to understand the business processes and business environment in which risk may occur as well as identifying potential risks and the impact thereof on the business unit. Business continuity strategies will be developed and implemented and finally, we will test and monitor these business continuity plans.

Unit StandardDescriptionCredits
7340Manage Business Continuity Risks in a banking environment30

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